TY - BOOK AU - Billingsley, Randall S., AU - Gitman, Lawrence J., AU - Joehnk, Michael D., TI - Personal financial planning SN - 978-0-357-98787-2 AV - HG 179 .B55 2025 PY - 2025/// CY - Mason, OH PB - Cengage KW - Finance, Personal KW - Financial planning KW - Retirement income KW - Planning KW - Saving and investment N1 - Includes index ER -