00474nam a2200133Ia 4500008004100000100002200041245007300063245005400136260005300190260000900243300001200252650001500264856006100279170221s9999 xx 000 0 und d aSambas Ade Kesuma aIT Sophistication: Implementation on State Owned Banks in Indonesia  cSambas Ade Kesuma, Siti Zabedah Saidin, Aidi Ahmi bInternational Review of Management and Marketing c2016 a15 : 20 xMarketing. uhttp://www.econjournals.com/index.php/irmm/issue/view/97