TY  - BOOK
AU  - Smiles,Samuel
TI  - Thrift
AV  - BJ 
PY  - 2004///
PB  - Project Gutenberg
KW  - Saving and investment
N1  - "This book is intended as a sequel to 'Self-help', and 'Character'." -- Pref; Public domain in the USA; Electronic text
UR  - http://www.gutenberg.org/ebooks/14418
ER  -